On a daily basis, the poor around the world face a multitude of risks that threaten to derail any progress they have made to work their way out of poverty. The death of a family member, loss of property and livestock, illness, and natural disasters each pose unique dangers. Protecting people against these losses is an important step to alleviating global poverty.
Micro Insurance Agency becomes MicroEnsure
Opportunity International started to investigate the possibility of developing microinsurance products in 2002. This special project experienced such rapid growth that the Micro Insurance Agency was established as a separate entity within the Opportunity International Network in 2005. The $24.2 million grant from the Bill & Melinda Gates Foundation, enabled further expansion into new countries and new products such as health and crop insurance.
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    Welcome to Micro Insurance Agency

The World's First and Only Insurance Intermediary for the Poor

The Micro Insurance Agency is an insurance intermediary dedicated to serving poor households with an affordable and suitable range of insurance products. We seek to work in partnership with organizations that are currently serving the poor, the informal sector, and the currently unserved mass market such as microfinance organizations, rural banks and SACCO’s, as well as humanitarian organizations that are providing non-financial services. In addition, we serve other social aggregators such as trade unions, professional associations, and faith-based networks. We currently serve approximately 3,250,000 people around the world.

As a micro insurance intermediary, Micro Insurance Agency fills the distribution gap between insurance companies and a currently unserved market. By acting as an intermediary, Micro Insurance Agency is well-positioned to extend insurance coverage effectively and efficiently, designing scalable, simple, and understandable products. Our extensive market research and insurance expertise ensures that products are designed so that they are affordable for clients and sustainable for distributors and insurance companies. In addition to product design, Micro Insurance Agency provides back-office administration of products – a crucial service for providing professional and cost-effective insurance products alongside existing product offerings. We utilise our in-house computer software to track details of clients covered, collect premiums and administer claims.

   About Micro Insurance    
   Where We Are
USA Ghana Uganda India Philippines Tanzania
  Head Office   Philippines
  Uganda   Ghana
  India   Tanzania
The Micro Insurance Agency has its roots within Opportunity International, a large Christian microfinance network serving the entrepreneurial poor of all faiths and none since 1971.